Home Loan at Shree Krishna Finance Raipur

Fees and Charges for Home Loans from Shree Krishna Finance

When you think about applying for a Home loan, the most important thing is the interest rates and the other fees involved. Check out this table to know more-

Housing Charges

  • PROCESSING FEES & CHARGES

  • CONVERSION FEES

  • MISCELLANEOUS RECEIPTS

  • PRE MATURE CLOSURE/ PART PAYMENT

Processing Fees

Name of Fee/ Charge leviedAmount in Rupees
Fees for Resident Housing Loan/ Extension/ House Renovation Loan/ Refinance of Housing Loan/ Plot Loans for Housing (Salaried, Self-Employed Professionals)Upto 0.50% of the loan amount or Rs. 3000/- whichever is higher  +  applicable taxes / statutory levies.
Minimum Retention Amount: 50% of applicable fees or Rs. 3000/- +applicable taxes/statutory levies whichever is higher
Fees for Resident Housing/ Extension/ Renovation/ Refinance/ Plot Loans for Self Employed Non-Professionals.Upto 1.50 % of the Loan amount or Rs. 4500/- whichever is higher+ applicable taxes / statutory levies.
Minimum Retention Amount:
50% of applicable fees or Rs. 4500/-
+applicable taxes/statutory levies whichever is higher
Fees for NRI LoansUpto 1.25% of the Loan amount or Rs. 3000/- whichever  is  higher  +  applicable taxes / statutory levies and charges.
Minimum Retention Amount: 50% of applicable fees or Rs. 3000/-+applicable taxes/statutory levies whichever is higher
Fees for Value Plus LoansUpto 1.50% of the Loan amount or Rs. 4500/- whichever is higher + applicable taxes / statutory levies and charges.
Minimum Retention Amount: 50% of applicable fees or Rs. 4500/-+applicable taxes/statutory levies whichever is higher
Fees for Loans under HDFC Bank Reach SchemeUp to 2.00% of the loan amount+ applicable taxes / statutory levies. Minimum Retention Amount: 50% of applicable fees or Rs. 3000/-+applicable taxes/statutory levies whichever is higher
Re-appraisal of loan after 6months from date of sanctionRs. 2000/- + applicable taxes / statutory levies.

Other Charges

Name of Fee/ Charge leviedAmount in Rupees
Additional InterestA maximum of 18% P. A. on overdue instalment amounts.
Incidental Charges

Incidental charges and expenses are levied to cover the cost, charges, expense and other monies as per actuals applicable to a case.

Stamp Duty/ MOD/ MOE/ Registration

As applicable in the respective States.

Fees/Charges levied by entities such as CERSAI

As per actual charges/ fee levied by Regulatory bodies + applicable taxes/ statutory levies

Fees/Charges levied by such third parties such as mortgage guarantee company

As per actual fee/ charges levied by any third party(ies) + applicable taxes/ statutory levies

Non-Housing Charges

  • LOAN PROCESSING CHARGES

  • PRE-PAYMENT /PART PAYMENT CHARGES

  • PREMATURE CLOSURE CHARGES

Loan Processing Charges*

Maximum of 1% of loan amount (* Minimum PF of Rs.7500/-)

How to Apply for a Home Loan

Applying for a Home loan from Shree Krishna Finance in Raipur is a straightforward process. Here are the steps involved:
Step 1: Check Eligibility: 

Visit the Shree Krishna Finance website and provide the necessary details to check your eligibility for the loan. This process usually takes just 2 minutes.

Step 2: Select Loan Tenure: 

Once you are eligible, choose the desired loan amount and select a repayment tenure that suits your needs from the options provided.

Step 3: Upload Documents: 

Upload the required documents as specified by Shree Krishna Finance. 

Step 4: Amount Disbursed: 

After your documents are verified and the loan agreement is signed, Shree Krishna Finance will disburse the loan amount into your bank account. In most cases, you can expect the funds to be credited within 24 hours.

 
 

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For More Details Contact With Us

For more details and further inquiries, please don’t hesitate to contact us. Our dedicated team at Shree Krishna Finance is here to assist you and provide the necessary information you need.

 
 
Call Now - +91-6232600308

Frequently Asked Questions.

  • The applicant’s age should be between 21 and 57 years.
  • Income should be credited directly to their bank account.
  • Minimum monthly income requirement is Rs. 13,500 for salaried individuals and Rs. 15,000 for self-employed individuals.
  • CIBIL score should be above 600 or Experian score should be above 650.
 
 
 
 
 

You can check your eligibility within 2 minutes by visiting the Shree Krishna Finance website and providing the required details.

 
 
 
 
 

No, Shree Krishna Finance provides unsecured loans, so no collateral or guarantor is required.

 
 
 
 
 
  • The loan amount ranges from Rs. 5,000 to Rs. 5 lakh, depending on your eligibility.
  • You can choose a loan tenure from 12 months to 60 months, based on your eligibility and repayment capacity.
 
 
 
 
 

Once your documents are verified and you have signed the loan agreement, the loan amount is typically disbursed within 24 hours.