Loan Against Fixed Deposit at Shree Krishna Finance Raipur

Fees and Charges for Loan Against Fixed Deposit from Shree Krishna Finance

When you think about applying for a Loan Against Fixed Deposit, the most important thing is the interest rates and the other fees involved. Check out this table to know more-

Enclosed below are Shree Krishna Finance Bank Overdraft against FD/Super Saver Facility Interest Rates & Charges

Earn the interest of a Fixed Deposit, which varies according to the tenure of your deposit.

For the amount withdrawn, the applicable rate is only 2% above the fixed deposit rate for the period that the money is used.

The following are eligible to open a Overdraft against FD/Super Saver Account.

  • Resident Individual (sole or joint account)
  • Hindu Undivided Family
  • Private  & Public limited companies
  • A minimum amount of Rs 25,000/- for a minimum tenure of 6 months 1 day is required to open a Overdraft against FD/Super Saver Account, in addition to a Zero Balance Savings Account.

Only Senior Citizens / Retired Personnel (above 60 years of age) who are Resident Indians are eligible for the Senior Citizen rate on the INR fixed deposit.

 

How to Apply for a Loan Against Fixed Deposit

Applying for a Loan Against Fixed Deposit from Shree Krishna Finance in Raipur is a straightforward process. Here are the steps involved:
Step 1: Check Eligibility: 

Visit the Shree Krishna Finance website and provide the necessary details to check your eligibility for the loan. This process usually takes just 2 minutes.

Step 2: Select Loan Tenure: 

Once you are eligible, choose the desired loan amount and select a repayment tenure that suits your needs from the options provided.

Step 3: Upload Documents: 

Upload the required documents as specified by Shree Krishna Finance. 

Step 4: Amount Disbursed: 

After your documents are verified and the loan agreement is signed, Shree Krishna Finance will disburse the loan amount into your bank account. In most cases, you can expect the funds to be credited within 24 hours.

 
 

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For More Details Contact With Us

For more details and further inquiries, please don’t hesitate to contact us. Our dedicated team at Shree Krishna Finance is here to assist you and provide the necessary information you need.

 
 
Call Now - +91-6232600308

Frequently Asked Questions.

  • The applicant’s age should be between 21 and 57 years.
  • Income should be credited directly to their bank account.
  • Minimum monthly income requirement is Rs. 13,500 for salaried individuals and Rs. 15,000 for self-employed individuals.
  • CIBIL score should be above 600 or Experian score should be above 650.
 
 
 
 
 

You can check your eligibility within 2 minutes by visiting the Shree Krishna Finance website and providing the required details.

 
 
 
 
 

No, Shree Krishna Finance provides unsecured loans, so no collateral or guarantor is required.

 
 
 
 
 
  • The loan amount ranges from Rs. 5,000 to Rs. 5 lakh, depending on your eligibility.
  • You can choose a loan tenure from 12 months to 60 months, based on your eligibility and repayment capacity.
 
 
 
 
 

Once your documents are verified and you have signed the loan agreement, the loan amount is typically disbursed within 24 hours.

 
 
 
 
 
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